Variable Rates xxx - xxx APR
Fixed Rates xxx - xxx APR
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Student Loans
Opens in same windowFor college students seeking undergraduate degrees
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Student Loans
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Student Loans
Opens in same windowFor graduate students in health profession programs
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Student Loans
Opens in same windowFor graduate students seeking master's degree in business school
LAW
Student Loans
Opens in same windowFor graduate students attending law school
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Opens in same windowFor health profession students preparing for residency or internship
BAR EXAM
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Opens in same windowFor law students preparing for bar exam
PARENT
Student Loans
Opens in same windowFor parents or other creditworthy individuals
CONSOLIDATION
Student Loans
Opens in same windowFor consolidating your federal and private student loans
See all loans
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Up to 100% Covered
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Zero Fees Required
That means you will not be required to pay loan application, origination or late fees.
Valuable Rewards
Get cash rewards for good grades. Plus a 0.25% rate reduction when you're enrolled in automatic payments.
US-Based Loan Specialist
All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.
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| DISCOVER | Sallie Mae | Wells Fargo | |
|---|---|---|---|
| Rewards for good grades | yes | no | no |
| Cover up to 100% of school-certified costs – aggregate loan limits apply | yes | yes | yes |
| Zero fees | yes | no | yes |
| Choose between in-school or deferred repayment options | yes | yes | no |
| Student Loan Specialists available anytime 24/7 | yes | no | no |
| Apply in as little as 15 minutes or less | yes | yes | yes |
See Full Comparison
Comparisons based on information obtained on lenders' websites or from customer service representatives and are based on student loans where students are the primary borrower as of June 2023. Students who get at least a 3.0 GPA (or equivalent) may qualify for a one-time cash reward on each new Discover undergraduate and graduate student loan. Plus, undergraduate freshman borrowers who received at least a 3.0 GPA (or equivalent) during high school may qualify for an additional cash reward on their first undergraduate student loan. Limitations apply. See Terms and Conditions for complete details.
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College Applications
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Financial Aid
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Financial Aid
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College Tips
Create the Dorm Room You Love on a Budget
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Scholarships
4 Things to Consider Before You Accept That Scholarship
Scholarships typically have some sort of requirements to meet, but how do you know when to say no? Learn how to tell when a scholarship has strings attached.
Find College Scholarships
Student Loan Calculators
Information for Schools
Compare Federal and Private Student Loans
Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.
The fixed interest rate is set at the time of application and does not change during the life of the loan. The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable margin percentage. For variable interest rate loans, the 3-Month LIBOR is X as of X. Discover Student Loans may adjust the rate quarterly on each January 1, April 1, July 1 and October 1 (the “interest rate change date”), based on the 3-Month LIBOR Index, published in the Money Rates section of the Wall Street Journal 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125). This may cause the monthly payments to increase, the number of payments to increase or both. Our lowest APR is only available to customers with the best credit and other factors. Your APR will be determined after you apply. It will be based on your credit history, which repayment option you choose and other factors, including your cosigner’s credit history (if applicable). Learn more about Discover Student Loans interest rates.